Pay for your medical or dental treatments by spreading the cost

Private healthcare and dental work can be expensive when you need it most. An Everstead medical & dental loan lets you get the treatment you require and allows you to spread the cost. Affordable monthly payments without waiting lists, high-interest credit cards, or dipping into savings.

Check your eligibility in minutes with no impact to your credit score.*

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Why choose Everstead for healthcare costs

We will sort out the funding

Approved and funded in as little as 24 hours so your treatment is never delayed.

Transparent fixed rates

Predictable monthly payments with competitive rates designed for peace of mind.

No hidden fees or charges

Completely transparent pricing - you know exactly what you’ll pay from day one.

Get a yes or a no within minutes

See your personalised rate and monthly amount with zero impact to your credit score.

Borrow £1,000 - £10,000

No collateral required. From a single procedure to full medical treatments.

One manageable monthly payment

Cover consultations, surgery, aftercare, implants, orthodontics - everything in one simple payment.

Just 3 simple steps to finance your procedure

1. Check your rate

Takes a few minutes and won’t affect your credit score.*

2. Choose your repayment term

Select the monthly payment that suits you best.

3. Get the money quickly

Funds paid directly to your clinic, dentist, or hospital (or to you) as soon as the next working day.

Check eligibility

What your medical & dental loan can cover

  • Cosmetic dentistry and orthodontics
  • Dental implants and veneers
  • Private consultations and diagnostics
  • Elective surgeries and procedures
  • Fertility and IVF treatments
  • Physiotherapy and rehabilitation
  • Ophthalmology and laser eye surgery
  • Whole-treatment procedures and cosmetic enhancements
Check eligibility

Am I eligible?

Most people are. You just need to be:

  • A UK resident
  • Aged 18 or over
  • Have a regular income (employed, self-employed, pension, or some benefits)
  • Able to afford the monthly repayments
  • We consider your current situation, not just past credit history.

    • Check eligibility

    Medical and dental finance FAQs

    Many customers are funded the same or next working day.

    No - we only do a soft search at first, which never appears on your credit file.

    Yes. Most people choose direct payment so there’s nothing left to settle later.

    Never. You can clear the loan anytime with no extra charges and saving on interest payable.

    *A full credit check is carried out if the customer proceeds with a finance application, which leaves a footprint and be visible to other lenders.

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