Start your home improvement today and pay for it over time
Using a personal loan from Everstead for home renovations could be a smart, fast way to upgrade your space or boost your home’s value – all without refinancing your mortgage, extending your term, or dealing with the stress and cost of moving house.
Check your eligibility in minutes with no impact to your credit score.*
Designed for home improvement retailers in mind
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Offer home improvement loans from 0% APR to interest-bearing, with terms tailored to your projects.
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Show “Finance available” on every quote, showroom visit and website enquiry.
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Let customers choose a monthly payment that works for them, without delaying their installation.
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Win more high-value jobs without discounting your prices.
Why choose a home improvement loan from Everstead
Lightning-Fast Funding
Get approved and funded in as little as 24 hours – start your project without waiting weeks.
Simple, Transparent Pricing
Clear terms from the start, so you always know exactly what you’re paying.
Competitive Fixed Rates
Enjoy predictable monthly payments with rates designed to keep your project affordable.
Soft Check, Zero Risk
Check your eligibility and see your exact rate in minutes with no impact to your credit score.
Borrow Up to £50,000 Unsecured
No need to remortgage or put your home at risk – flexible amounts from £1,000 to £50,000.
One Easy Monthly Payment
Roll materials, labour and all renovation costs into one straightforward, budget-friendly payment.
Why choose a home improvement loan from Everstead
Fast
funding
Get approved and funded in as little as 24 hours – start your project without waiting weeks.
Transparent pricing
Clear terms from the start, so you always know exactly what you’re paying.
Competitive fixed rates
Enjoy fixed monthly payments with rates designed to keep your project affordable.
Get a decision in minutes
Check your eligibility and see your exact rate in minutes with no impact to your credit score.*
Borrow up to £15,000 unsecured
No need to remortgage or put your home at risk – flexible amounts from £1,000 to £50,000.
One easy monthly payment
Roll materials, labour and all renovation costs into one budget-friendly payment.
3 easy steps to apply & have your much needed home improvement work done
Get Approved for an Everstead Loan – Check eligibility without impacting your credit score.
Select one of our retailers to carry out your work.
No delays in getting the work done – upon completion your selected retailer gets paid by us.
Who can apply
What our home improvement finance covers
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Replacement windows and doors.
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Kitchen and bathroom refurbishments.
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Loft, garage and basement conversions.
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Extensions and structural alterations.
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Renewable energy sources.
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Roofing, insulation and energy-efficiency upgrades.
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Driveways, patios, decking and garden landscaping.
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Whole-house refurbishments and cosmetic upgrades.
Home improvement finance FAQs
Getting a home improvement loan will enable you to spread the cost of your renovation or change, with a clear payment structure which you know exactly what you are paying monthly for and for how long, without borrowing more on your mortgage and possibly impacting your home equity.
We consider a wide range of changes or additions to your home as home improvement loans. If it's a new kitchen, loft conversion, new conservatory, garage conversion, an extension or even a renewable energy package, home improvements are a great way to change your living space to suit you better.
Taking out a home improvement loan is an ongoing commitment which can last up to 5 years, so you need to ensure you think about how the loan repayments work with your future plans.
*A full credit check is carried out if the customer proceeds with a finance application, which leaves a footprint and be visible to other lenders.
Get your home improvement project funded with Everstead
See your personalised rate and how much you could borrow with no impact to your credit score – get your home improvement project funded with Everstead today.