Pay for a funeral with a loan and focus on saying goodbye
When someone you love passes away, the last thing you need is financial worry on top of grief. An Everstead funeral loan lets you give them the send-off they deserve and spread the cost into affordable monthly payments - without touching savings or using high-interest credit cards.
Check your eligibility in minutes with no impact to your credit score.*
Designed for funeral directors and homes
Whether you provide traditional funerals, direct cremations, bespoke celebrations of life or pre-paid plans, Everstead helps you remove financial barriers so every family can have the send-off they want.
- Show “Finance available from 0% APR” on every at-need arrangement and website enquiry.
- Offer funeral loans from 0% APR to longer-term interest-bearing plans.
- Let families choose a monthly payment that feels manageable in their time of grief.
- Secure more arrangements without reducing your prices.
Why families choose Everstead for funeral costs
Fast, compassionate funding
Approved and funded in as little as 24 hours so arrangements are never delayed.
Kind, fixed rates
Predictable monthly payments with competitive rates designed for difficult times.
No hidden fees, ever
Completely transparent pricing - you’ll know exactly what you pay from day one.
Soft credit check only at first
See your personalised rate and monthly payment with zero impact to your credit score.
Borrow £1,000 – £25,000 unsecured
No collateral needed. Cover everything from a simple cremation to a full traditional funeral.
One manageable monthly payment
Roll all costs - funeral director fees, flowers, venue, catering, headstone - into a single payment.
Why families choose Everstead for funeral costs
Fast & supportive funding
Approved and funded in as little as 24 hours so arrangements are never delayed.
Transparent fixed rates
Predictable monthly payments with competitive rates designed for difficult times.
No hidden fees or charges
Completely transparent pricing - you’ll know exactly what you pay from day one.
Check if you're approved in minutes
See your personalised rate and monthly payment with zero impact to your credit score.
Borrow between £1,000 - £10,000 unsecured
Cover everything from a simple cremation to a full traditional funeral.
Just one manageable monthly payment
Roll all costs - funeral director fees, flowers, venue, catering, headstone - into a single payment.
Just 3 simple steps to finance a funeral
Takes just a few minutes and won’t affect your credit score.*
From 12 months to 8 years - pick the monthly payment that feels comfortable.
Funds are paid directly to the funeral director (or to you) as soon as the next working day.
What your funeral loan can cover
- Traditional funerals & cremations.
- Direct cremations & burials.
- Bespoke celebrations of life.
- Memorials, headstones & flowers.
- Catering, venues & transport.
- Repatriation services.
- Additional family support services.
- Pre-paid funeral plan top-ups if plans fall short
Am I eligible?
Most people are. You just need to be:
Funeral Finance FAQs
No - we only do a soft search at first, which never shows on your credit file.
Yes. Most families ask us to pay the funeral parlour straight away so there’s nothing to settle later.
Never. You can settle the loan at any time with no extra charges and save on additional interest.
*A full credit check is carried out if the customer proceeds with a finance application, which leaves a footprint and be visible to other lenders.