Flexible loans for life’s important moments

We are Everstead. Our loans cover home improvements, medical & dental, and funeral costs when you need them most.

Apply in minutes with an eligibility check that won’t impact your credit score.*

How it works

Get started with 3 fast and simple steps

1. Apply online

Choose a loan type and complete a short form (3 mins or less).

2. Soft credit check

With no impact on your credit score.

3. Select your retailer

Choose from a range of our partner retailers to get funded.

Representative example

loan-repayment Monthly repayment*
£235.86
Borrow amount £10,000
Total amount repayable £11,321.28
Illustrative APR 6.4%

*The loan repayment amount is estimated based on the details you have entered. Please note that this estimate is not verified by us and serves only as a guideline. The actual repayment may vary due to factors such as interest rate changes, loan duration, and your financial situation.

Home Improvement Loans

Looking to finance your loft conversion or your extension?

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Home improvement loans we cover

Upgrade kitchens, bathrooms and more with our renovation financing options, both for your own benefit and to boost your property value.

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Manageable monthly payments

We offer monthly payments on home improvement loans with no large upfront cost so you can more easily finance home upgrades.

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Decision within minutes

Receive an instant soft credit check to see if you're eligible for a home improvement loan - with no impact on your credit score.

Medical & Dental Loans

Some procedures can be very expensive. Start treatment now, spread the cost.

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Be approved for finance within minutes

Check your eligibility for an Everstead loan and get the care that you need once approved.

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0% Interest Options

Medical & dental loans and finance treatment options with 0% interest on selected procedures.

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What we cover

Our dental and medical loans cover a wide range of procedures. Click find out more to see a full list of treatments.

Legal Services

From power of attorney to will writing, we help you spread the cost with an Everstead loan.

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Making legal services affordable

We offer financing on legal services loans, so you don't need to worry about delaying important matters.

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Interest free options

Legal Service financing options with interest free on selected plans.

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What services we cover

We cover things like will writing, power of attorney, inheritance tax planning and more.

Funeral loans

Say goodbye to the person you lost without worrying about a huge funeral bill.

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Nationwide coverage

We work with all major funeral service providers across the UK.

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Spread the cost

We know funeral costs can build, so you can tailor a loan based on your circumstances.

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Flexible Terms

A funeral that's financed means you can pay over time, at a pace that works for you.

Know your chances of being accepted

Our soft checks are worry-free and don't affect your credit score. Confirmed in minutes.